There is no doubt that one of the most important things people take for granted is their health and well-being (both physical and mental). If something goes wrong with your health it can have a devastating effect on you and your loved ones, your ability to earn income, afford the best rehabilitation, and even for you or your partner to take some time off work in order to focus on full recovery. Similarly, the loss of a family member can have huge effects on a family and ongoing lifestyle changes.
Having the right insurance policies and levels of cover in place can, at the very least, provide you with some financial peace of mind. Peace of mind in sickness, that you have the ability to focus on recovery and not worry about paying the bills that month, and peace of mind in death (as contradictory as that sounds), that the family you leave behind will at least be left in a financial position that they can be left with one less thing to worry about.
This is not always a comfortable topic for people to talk about, but having been affected first hand by the sickness and the passing of a loved one, I have an unwavering conviction to the importance of Life Insurance and the difference it can make to you and your family in the event of a tragedy. I also cannot stress the importance of having the conversation before you wish you had done so with hindsight.
My aim will never be to SELL you insurance. As a broker, I act as a “buyer’s agent” across the Life Insurance industry on your behalf. My promise is to advise you (and your family) on the right insurance portfolio to cover your specific goals and objectives, and to ensure you are paying the right price for the right quality cover.
If I can know at the end of the day that I have done the best by my clients, and that another family has some financial security if something were to happen, then I have done my ‘job’.